Last updated: January 1, 2026
MedicareCalculators.com is committed to protecting your privacy. This policy explains what information we collect, how we use it, and your choices. The short version: all calculator inputs you enter stay on your device. We never see your financial information.
All calculations on MedicareCalculators.com are performed entirely in your browser using JavaScript. Your income, age, account balances, Social Security amounts, and all other financial inputs are never transmitted to our servers. We have no database of user financial information.
Calculator inputs are saved in your browser's localStorage for your convenience so your data persists between sessions. This data exists only on your device and is cleared when you clear your browser storage. We cannot access your localStorage data.
Like most websites, we collect standard server logs and analytics data:
This data is collected via Google Analytics 4 (GA4) and is used solely to understand how visitors use our site so we can improve it. We have enabled IP anonymization in GA4. We do not sell or share this data with third parties other than Google under their standard analytics terms.
We use Google AdSense to display advertisements. Google may use cookies to serve ads based on your prior visits to this or other websites. You can opt out of personalized advertising by visiting Google's Ad Settings or by visiting aboutads.info.
We may also display affiliate links to insurance comparison services. Clicking these links may result in a cookie being placed by the affiliate partner. We are not responsible for the privacy practices of third-party affiliate sites. Review their privacy policies before providing any personal information.
MedicareCalculators.com participates in affiliate marketing programs. When you click certain links on our site (labeled "Compare Plans Free" or similar) and enroll in a product or service, we may receive a commission from the insurance company or marketplace at no additional cost to you. This compensation does not influence our calculator results, editorial content, or recommendations. We do not favor any specific insurer or plan in our educational content.
MedicareCalculators.com is intended for adults making Medicare and retirement planning decisions. We do not knowingly collect personal information from children under 13. If you believe a child has provided us with personal information, please contact us and we will delete it.
Our site uses HTTPS to encrypt all data transmitted between your browser and our servers. Because we do not collect or store your financial calculator inputs, there is no database of sensitive personal information to protect. Standard security headers are implemented including X-Frame-Options and Content-Type-Options to protect against common web attacks.
We may update this privacy policy from time to time. We will post the updated date at the top of this page. Continued use of the site after changes constitutes acceptance of the updated policy. If we make material changes affecting how we handle personal data, we will provide more prominent notice.
For privacy questions or to request deletion of any data we may hold, use the contact link in our footer. We will respond to privacy requests within 30 days.
Note
MedicareCalculators.com is not affiliated with Medicare, CMS, the SSA, or any government agency. Not a licensed insurance broker or financial advisor.