Free, unbiased Medicare planning tools for seniors, caregivers, and financial advisors.
MedicareCalculators.com is operated by Recynt Studyz LLC and provides free, easy-to-use calculators to help Americans understand their Medicare options and retirement income. We believe that access to clear, accurate, and up-to-date Medicare information should be available to everyone — not just those who can afford a financial advisor.
All calculators on this site use current 2026 Medicare data including IRMAA brackets, Part D deductibles, Medigap premiums, and Social Security formulas. All calculations are performed locally in your browser — we never send your financial information to any server.
MedicareCalculators.com is free to use. We generate revenue through Google AdSense display advertising and affiliate partnerships with licensed insurance marketplaces. When you click "Compare Plans Free" on our site and enroll in a Medicare plan through our partner, we may receive a commission from the insurance company at no cost to you.
Our affiliate relationships do not influence our calculator results or editorial content. We never recommend specific plans, brokers, or insurers — we provide tools and educational information only. For personalized plan recommendations, we encourage you to speak with a licensed Medicare advisor.
We update our calculators annually with new CMS data as Medicare costs change each year. The 2026 figures reflected in our tools include: the $185/month Part B premium, the IRMAA bracket thresholds, the $590 Part D deductible, the $1,676 Part A hospital deductible, the $257 Part B annual deductible, and updated Medigap premium estimates by age and state.
While we strive for accuracy, Medicare rules change frequently. Always verify important decisions with official sources: medicare.gov, ssa.gov, or a licensed insurance agent. Our tools are for estimation and education only, not as a substitute for professional advice.
Questions, corrections, or feedback? We welcome it. Please use the contact link in the footer, or reach out to our editorial team directly. We are committed to maintaining accurate, helpful Medicare tools for the benefit of all users.
Disclaimer
MedicareCalculators.com is not affiliated with Medicare, the Centers for Medicare & Medicaid Services (CMS), the Social Security Administration, or any government agency. All content is for educational purposes only and does not constitute financial, legal, or medical advice.